Commercial Loans

Our experienced team of Commercial Loan Officers can tailor a package of banking products to suit your specific needs and help you obtain your business' goals. All of our commercial financing options are underwritten and serviced in-house by EBSB.

Commercial Real Estate Loans

• No application fee
• Mortgage rates tied to Treasury or Federal Home Loan Bank indices
• 3, 5 or 7 year adjustable rate programs available  
• LTV up to 80%
• Various point options available
• Up to 30 year amortization available

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Construction Loans

• No application fee Mortgage rates tied to Treasury or Federal Home Loan Bank indices  
• Construction to permanent financing available  
• LTV up to 80%
• Various point options to choose from  
• Terms vary depending on project

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Commercial Term Loans

• No application fee
• Fixed and Adjustable Rate programs available with flexible terms
• Payment terms designed to coincide with your cash flow
• Available on a secured basis, subject to qualifications
• Various point options to choose from
• 1 - 10 year terms available
• Approved SBA preferred lender

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Commercial Lines of Credit

• No application
• Revolving line of credit that you can access by check
• Establishes a cash reserve based on your company's needs and resources
• Interest rate is based on the Prime Rate as published in The Wall Street Journal on the last business day of the month.

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