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Choice Checking Accounts

Build-Your-Own-Account

Choice Checking is one of the greatest benefits available with an EBSB checking account. At EBSB we believe that you should choose what you want in a checking account. With Choice Checking you customize your own account by choosing what features best fit your needs.

To build your own Choice Checking account, stop in any branch office or call our customer service center at 800-657-3272.



Choice Checking

  • Unlimited check writing
  • No fee ATM transactions at EBSB ATMs
  • ATM Visa Check Card
  • Free first order of checks
  • Free Internet banking with bill pay
  • Free telephone banking
  • Free investment analysis and retirement planning
  • Access to 33,000 Totally Free ATMs in the Allpoint Network

    $50 minimum opening deposit
    No monthly fee or balance requirement


Build Your Account According to Your Needs - Depending on your account needs, you can add additional features onto your checking account.
  • Free unlimited access at any ATM w/no transaction fee from EBSB¹
  • Free Statement Savings Account
  • Reimbursement of check orders up to $18
  • Waived annual IRA fee
  • Free bank checks and money orders
  • ½% discount on auto loans w/auto payment
  • $100 discount on mortgage closing costs
  • Waive annual Home Equity Line of Credit (HELOC) fee
  • 25% discount on Safe Deposit Box Rental

    ¹ Some banks may charge additional fees for use of their ATMs

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Choice Platinum


Includes all the listed features plus
  • Earns a premium variable interest rate on checking balance
  • Free access at any ATM w/no transaction or surcharge fees
    (EBSB will reimburse surcharge fees up to $50 per statement cycle)

$50 minimum opening deposit
$25 per month or $25,000 minimum daily balance between linked checking, CDs, money market, IRA, savings, HELOC, auto loan and mortgage balances.


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Choice 7


Choose up to seven of the listed features
  • $50 minimum opening deposit
    $15 per month or $7,500 minimum daily balance between linked checking, CDs, money market, IRA and/or savings to waive fee

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Choice 4

  • Choose up to four of the listed features
  • $50 minimum opening deposit
    $10 per month or $750 minimum daily balance in checking or a $2,500 combined minimum balance between checking and statement savings to waive fees
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