Deposit Services

• No monthly fee, no minimum balance required
• 300 free transactions per statement cycle, includes checks paid, deposits, deposited items, ATM withdrawals, POS transactions, transfers, ACH debits, and ACH credits
• ATM or Visa® Business Debit Card access
• $50 minimum to open

$.50 for each transaction in excess of 300 per statement cycle

• 500 free transactions per statement cycle, includes checks paid, deposits, deposited items, ATM withdrawals, POS transactions, transfers, ACH debits, and ACH credits
• ATM or Visa® Debit Card access
• $50 minimum to open

• $.50 for each transaction in excess of 500 per statement cycle
• $25 monthly fee
• $50,000 combined daily balance in all business checking accounts to waive the monthly fee

• Suited to businesses conducting over 500 transactions per month
• ATM or Visa® Debit Card access
• Earnings credit allowance - 80% of average previous month's 1-year treasury (subject to change) with no reserve or allocation of FDIC assessment.
• $50 minimum to open 

• $10 monthly fee
• $.18 per check paid
• $.80 per deposit
• $.10 per deposited item
• Account analysis may result in earning credits offsetting any fees.

• Earns a competitive variable interest rate
• Unlimited transactions
• ATM or Visa® Business Debit Card access
• $50 minimum to open

• $5 monthly fee
• $.18 per check paid
• $.80 per deposit
• $.10 per deposited item

• Variable interest rate based on 80% of average previous month's 1-year treasury (subject to change) with no reserve or allocation of FDIC assessments.

• Earns a variable tiered interest rate; compounded and credited monthly
• No risk investment that pays a higher interest rate
• Check writing privileges
• Six preauthorized, automatic, telephone transfer to another account or to third parties or checks made to a third party per statement cycle.
• Available to Massachusetts residents
• Insured in full by the FDIC and DIF
• $2,500 minimum to open

• $8 monthly fee if your minimum daily balance falls below $2,500
• $15 fee for each check, draft, debit card or online banking transaction to a third party in excess of 6 per statement cycle

Effective Date: 9/1/2010

Minimum to open $2,500.
*Rate is variable and may change after account opening.
Fees and withdrawals may reduce earnings. The minimum balance tiers to earn the APY stated reflect the full tier balance ranges for each appropriate tier.