*APY (Annual Percentage Yield) assumes interest will remain on deposit until maturity.  Rate effective as of 3/10/10.  Minimum balance to open and obtain APY is $25,000 new money from Trustee Transfers and Direct Rollovers to EBSB.  30-day rate lock for Transfers and 60-day rate lock for Direct Rollovers.  Rate subject to change without notice.  Early withdrawal provision fee is $25 plus a 6-month interest penality regardless of age with the exception of required minimum distrubution.  Fees may reduce earnings.  Upon maturity, CD will renew to the then 18-month term and rate.

Member FDIC.   Member DIF.   Equal Housing Lender.

Equal Opportunity Lender.